{
  "node_id": "basel-ii-capital-framework",
  "title": "International Convergence of Capital Measurement and Capital Standards A Revised Framework Comprehensive Version",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2006-06-30",
  "bluf": "This framework presents the Basel Committee on Banking Supervision’s revisions to supervisory regulations governing the capital adequacy of internationally active banks. Its fundamental objective is to develop a framework that would further strengthen the soundness and stability of the international banking system while maintaining sufficient consistency that capital adequacy regulation will not be a significant source of competitive inequality among internationally active banks. The framework applies on a consolidated basis to internationally active banks, including any holding company that is the parent entity within a banking group, to ensure it captures the risk of the whole banking group.\n\nThe revised framework is based on three pillars: minimum capital requirements, supervisory review, and market discipline. It retains key elements of the 1988 capital adequacy framework, including the general requirement for banks to hold total capital equivalent to at least 8% of their risk-weighted assets. A significant innovation is the greater use of assessments of risk provided by banks’ internal systems as inputs to capital calculations. The framework provides a range of options for determining the capital requirements for credit risk and operational risk to allow banks and supervisors to select approaches that are most appropriate for their operations and their financial market infrastructure.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "ai_overlay_2026",
      "industry_mapping"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "basel-iii-global-regulatory-framework"
  ],
  "primary_citations_count": 8
}