{
  "node_id": "bermuda-monetary-authority-insurance-prudential",
  "title": "Bermuda Monetary Authority Insurance Prudential Standards (Enhanced Capital Requirement, BSCR, and Group Supervision Rules)",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-04-18",
  "bluf": "This regulation requires Bermuda-based commercial insurers (primarily Class 3B, 4, and insurance groups) to maintain available statutory capital and surplus at or above the Enhanced Capital Requirement (ECR), which is determined by the Bermuda Solvency Capital Requirement (BSCR) model. As mandated by the Insurance Act 1978 and associated Prudential Standards Rules, this framework ensures insurers can meet policyholder obligations under stress scenarios and establishes comprehensive group-wide supervision.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "oecd-corporate-governance-principles"
  ],
  "primary_citations_count": 6
}