{
  "node_id": "cfpb-udaap-dodd-frank-section-1031-unfair-deceptive-abusive",
  "title": "CFPB UDAAP Dodd-Frank Section 1031 Unfair Deceptive or Abusive Acts or Practices",
  "domain": "Operations & CX",
  "version": "1.0.0",
  "last_updated": "2026-05-09",
  "bluf": "Dodd-Frank Act Section 1031 (12 USC 5531) prohibits covered persons and service providers from engaging in unfair, deceptive, or abusive acts or practices (UDAAP) in connection with consumer financial products or services, enforced by the CFPB with civil monetary penalties up to USD 1,000,000 per day for knowing violations, and operationalized through the CFPB Supervision and Examination Manual.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "us-dodd-frank-act-2010"
  ],
  "primary_citations_count": 6
}