{
  "node_id": "eu-eiopa-guidelines-orsa-2015",
  "title": "Guidelines on the own risk and solvency assessment",
  "domain": "Insurance & Risk",
  "version": "1.0.0",
  "last_updated": "2026-04-19",
  "bluf": "These guidelines require all insurance and reinsurance undertakings under the Solvency II Directive to implement and maintain an Own Risk and Solvency Assessment (ORSA) process to continuously assess their overall solvency needs and risk profile. As mandated by Guideline 14, the administrative, management, or supervisory body must approve the ORSA policy, process, and the results of each assessment.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "ifrs-17-contracts"
  ],
  "primary_citations_count": 6
}