{
  "node_id": "eu-interchange-fees-regulation-2015-751",
  "title": "EU Interchange Fees Regulation 2015/751 - 0.2%/0.3% Interchange Fee Caps",
  "domain": "Banking & Global Finance",
  "version": "1.0.1",
  "last_updated": "2026-04-30",
  "bluf": "Regulation (EU) 2015/751 caps interchange fees for consumer card-based payment transactions: 0.2% of transaction value for debit cards and 0.3% for credit cards. It prohibits unilateral limitations on acquirer geographic licensing and mandates co-badging on payment cards. Commercial card interchange fees are not capped. Three-party schemes processing <0.1% of total EU payment volume are temporarily exempt.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "iso_standard",
      "eu_regulation",
      "us_equivalent",
      "uk_equivalent",
      "global_framework"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "eu-psd2-strong-customer-authentication",
    "eu-capital-requirements-directive-iv-2013-36-crd4",
    "eu-aml-regulation-2024"
  ],
  "primary_citations_count": 5
}