{
  "node_id": "eu-solvency-ii-2009-138-pillar-2-governance",
  "title": "Directive 2009/138/EC (Solvency II) - Pillar 2: System of Governance (Articles 40-50)",
  "domain": "Insurance & Risk",
  "version": "1.0.0",
  "last_updated": "2026-04-19",
  "bluf": "EU Solvency II Pillar 2 (Articles 40-50) mandates that all EU insurance and reinsurance undertakings establish and maintain an effective system of governance. This system must ensure sound and prudent management, including a clear organizational structure, fit and proper requirements for key personnel (Article 42), and robust risk management, compliance, internal audit, and actuarial functions (Articles 44, 46, 47, 48).",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "ifrs-17-contracts",
    "nist-sp-800-39-managing-information-security-risk"
  ],
  "primary_citations_count": 8
}