{
  "node_id": "eu-solvency-ii-directive-2009-138",
  "title": "Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II)",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-04-18",
  "bluf": "This directive establishes a risk-based capital and governance framework for EU insurance and reinsurance undertakings, requiring them to maintain a Solvency Capital Requirement (SCR) and a Minimum Capital Requirement (MCR) as defined in Articles 101 and 129, respectively, and to implement a comprehensive system of governance under Article 41.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "iso-37301-compliance-mgt",
    "oecd-corporate-governance-principles"
  ],
  "primary_citations_count": 7
}