{
  "node_id": "eu-solvency-ii-directive-pillar-3-reporting-disclosure",
  "title": "EU Solvency II Directive 2009/138/EC - Pillar 3: Supervisory Reporting and Public Disclosure",
  "domain": "Insurance & Risk",
  "version": "2.0.0",
  "last_updated": "2026-05-09",
  "bluf": "EU Solvency II Directive (2009/138/EC) Pillar 3 requires insurers to submit regular supervisory reports to national competent authorities and to publish annual public disclosures. Core documents are: the Regular Supervisory Report (RSR) submitted to the supervisor at least triennially (annually for significant entities); the Quantitative Reporting Templates (QRTs) submitted quarterly and annually; and the Solvency and Financial Condition Report (SFCR) published annually on the insurer's website. All reports must comply with EIOPA technical standards and templates. Material misstatements or late submission trigger supervisory sanctions and reputational damage.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "eu_taxonomy",
      "sdg_alignment",
      "iso_standard",
      "industry_mapping"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "eu-solvency-ii-directive-2009-138",
    "eu-solvency-ii-directive-pillar-2-governance-risk"
  ],
  "primary_citations_count": 8
}