{
  "node_id": "eu-wire-transfer-regulation-2023-1113",
  "title": "EU Transfer of Funds Regulation 2023/1113 (TFR2) - Travel Rule & Crypto-Asset Transfers",
  "domain": "Banking & Global Finance",
  "version": "1.0.1",
  "last_updated": "2026-04-30",
  "bluf": "Regulation 2023/1113 (TFR2, in force 30 December 2024) extends the EU Travel Rule to crypto-asset transfers, requiring payment service providers (PSPs) and crypto-asset service providers (CASPs) to transmit originator and beneficiary information with every transfer of funds or crypto-assets. TFR2 replaces the 2015 Wire Transfer Regulation (Reg 847/2015). For crypto-assets, full name, account address/DLT address, and national identification number must accompany every transfer regardless of value. A de minimis threshold of €1,000 applies for fund transfers between EEA PSPs only. PSPs and CASPs must screen for and reject transfers from unhosted wallets that cannot be identified.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "iso_standard",
      "eu_regulation",
      "us_equivalent",
      "uk_equivalent",
      "global_framework"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "eu-aml-authority-amla-2024",
    "eu-6amld-sixth-anti-money-laundering-2018-1673"
  ],
  "primary_citations_count": 5
}