{
  "node_id": "uk-electronic-money-regulations-2011-regulation-19-safeguarding",
  "title": "UK Electronic Money Regulations 2011 Regulation 19 Safeguarding Requirements",
  "domain": "Workflow Automation",
  "version": "1.0.0",
  "last_updated": "2026-05-09",
  "bluf": "UK SI 2011/99 Regulation 19 requires electronic money institutions (EMIs) to safeguard funds received in exchange for e-money using one of two FCA-approved methods: segregation into a designated…",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "psd2-directive-article-66-liability-of-payment-service-providers"
  ],
  "primary_citations_count": 6,
  "workflow_steps_count": 10,
  "schema_fields_count": 19,
  "citation_preview": [
    "SI 2011/99, Regulation 19(2): An electronic money institution must safeguard funds that have been received in exchange for electronic money that has been issued using one of the methods set out in paragraph (3).",
    "SI 2011/99, Regulation 19(3)(a): Method 1 - the relevant funds are deposited in a separate account at an authorised credit institution or invested in secure, liquid, low-risk assets."
  ]
}