{
  "node_id": "uk-fca-icobs-insurance-conduct-sourcebook",
  "title": "UK FCA Insurance Conduct of Business Sourcebook (ICOBS)",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-04-18",
  "bluf": "The UK FCA's ICOBS mandates that insurance firms act honestly, fairly, and professionally in the best interests of their customers (ICOBS 2.5.-1R). This includes providing clear product information, ensuring products offer fair value (ICOBS 6A), handling claims promptly and fairly (ICOBS 8), and providing transparent and fair renewal processes (ICOBS 6.5).",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "uk-fca-consumer-duty-2023"
  ],
  "primary_citations_count": 6
}