{
  "node_id": "uk-insurance-act-2015-fair-presentation",
  "title": "Insurance Act 2015: The Insured's Duty of Fair Presentation",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-04-18",
  "bluf": "The UK Insurance Act 2015 requires non-consumer insureds to make a 'fair presentation of the risk' to insurers before a contract is entered into, as defined in Section 3. This involves disclosing every material circumstance known or that ought to be known by the insured's senior management and those responsible for its insurance, or providing sufficient information to put a prudent insurer on notice to make further enquiries.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "uk-fca-consumer-duty-2023"
  ],
  "primary_citations_count": 6
}