{
  "node_id": "us-12-cfr-part-225-regulation-y-bank-holding-companies",
  "title": "US 12 CFR Part 225: Bank Holding Companies and Change in Bank Control (Regulation Y)",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-05-31",
  "bluf": "US 12 CFR Part 225 (Regulation Y) governs the formation, activities, and acquisitions of bank holding companies (BHCs) under the Bank Holding Company Act of 1956 and the supervision of nonbank subsidiaries. It includes restrictions on permissible activities (Section 4(c) and 4(k) for financial holding companies), application procedures for acquisitions and mergers, control determinations, prior notice for changes in directors and senior executive officers of troubled institutions, and the Capital Plan rule (Subpart H) for large BHCs. Foreign banking organizations are subject to Subpart N. The regulation also implements the Volcker Rule restrictions on proprietary trading per Subpart M cross-reference.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "bhc_act",
      "glba",
      "cfr_12_217",
      "volcker_rule",
      "industry_mapping"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "primary_citations_count": 5
}