{
  "node_id": "us-fcra-15-usc-1681-consumer-credit-report-accuracy-access",
  "title": "US Fair Credit Reporting Act (FCRA) - Consumer Report Accuracy, Access Rights, and Adverse Action",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-01-01",
  "bluf": "The Fair Credit Reporting Act (15 U.S.C. § 1681) governs consumer reporting agencies (CRAs), furnishers of credit information, and users of consumer reports: mandating accuracy, limiting permissible purposes, granting consumers rights to dispute and correct inaccurate information, requiring adverse action notices when reports influence credit or employment decisions, and imposing civil liability up to $1,000 per wilful violation enforced by the FTC and CFPB.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "related_regulations",
      "industry_mapping",
      "iso_references"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "us-glba-safeguards-rule-16-cfr-314-financial-data-security"
  ],
  "primary_citations_count": 5
}