{
  "node_id": "us-mhpaea-2008-mental-health-parity-addiction-equity",
  "title": "US Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 - Group Health Plan Parity Requirements",
  "domain": "Insurance & Risk",
  "version": "1.0.0",
  "last_updated": "2026-05-28T00:00:00Z",
  "bluf": "The Mental Health Parity and Addiction Equity Act of 2008 prohibits group health plans and group and individual health insurance coverage that offer mental health and substance use disorder benefits from imposing financial requirements such as copayments, deductibles, and out-of-pocket limits or treatment limitations such as visit limits and prior authorisation requirements on those benefits that are more restrictive than the predominant requirements and limitations applied to substantially all medical and surgical benefits in the same classification, requires nonquantitative treatment limitations to be comparable and applied no more stringently for mental health and substance use disorder benefits, and requires disclosure of medical necessity criteria and reasons for benefit denials.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "industry_mapping",
      "framework_alignment"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "us-aca-ppaca-2010-pl-111-148",
    "us-erisa-29-usc-1001"
  ],
  "primary_citations_count": 8
}