{
  "node_id": "us-naic-cyber-insurance-model-bulletin-2022",
  "title": "US NAIC Cyber Insurance Model Bulletin 2022 - Market Conduct, Data Calls, Coverage Clarity and Systemic Risk Monitoring",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-04-18",
  "bluf": "This model bulletin provides guidance for state insurance regulators to enhance oversight of the cyber insurance market, requiring insurers to improve data reporting for solvency and market conduct analysis, clarify policy language to avoid ambiguity, and support systemic risk monitoring, as outlined in the 'Purpose' section.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "us-sec-cybersecurity-disclosure-2023",
    "nist-sp-800-221-ict-risk"
  ],
  "primary_citations_count": 6
}