{
  "node_id": "us-naic-model-holding-company-act-440",
  "title": "Insurance Holding Company System Model Act (#440) with Annual Financial Reporting Model Regulation (#205)",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2024-10-01",
  "bluf": "This model act requires insurance holding company systems to register with the state insurance commissioner, file an annual Own Risk and Solvency Assessment (ORSA) Summary Report, and provide prior notice of certain material transactions. The core requirements under Section 8 mandate that the ultimate controlling person of an insurer must file an ORSA report, detailing the group's risk management framework and solvency position.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "nist_framework",
      "iso_standard",
      "industry_mapping",
      "ai_overlay_2026"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "oecd-corporate-governance-principles",
    "interagency-guidance-third-party-risk-management"
  ],
  "primary_citations_count": 7
}