{
  "node_id": "us-nfip-national-flood-insurance-program-rules",
  "title": "US NFIP National Flood Insurance Program - Policy Coverage, Mandatory Purchase Requirements and Community Rating System",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-04-18",
  "bluf": "The National Flood Insurance Program (NFIP) requires the mandatory purchase of flood insurance for properties located in Special Flood Hazard Areas (SFHAs) that have federally backed mortgages, as mandated by the Flood Disaster Protection Act of 1973. The program also offers reduced insurance premiums for communities participating in the Community Rating System (CRS) by exceeding minimum floodplain management requirements.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "industry_mapping"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "iso-31000-risk-mgt-std"
  ],
  "primary_citations_count": 7
}