{
  "node_id": "us-terrorism-risk-insurance-act-tria-2002",
  "title": "Terrorism Risk Insurance Act of 2002 (TRIA): Federal Backstop, Mandatory Offer Requirements and Programme Trigger Thresholds",
  "domain": "Banking & Global Finance",
  "version": "1.0.0",
  "last_updated": "2026-04-18",
  "bluf": "This U.S. federal law requires commercial property and casualty insurers to offer terrorism risk insurance to their policyholders and establishes a federal backstop program to share losses from certified acts of terrorism, as mandated by Section 103(c) of the Act.",
  "paywall": {
    "status": "LOCKED",
    "unlock_cost_usd": "0.01",
    "skyfire_id": "41779894-ece2-4163-9761-b3b1b76e19b0"
  },
  "crosswalks": {
    "_available_keys": [
      "industry_mapping"
    ],
    "_note": "Full crosswalk values included in vault response"
  },
  "dependencies": [
    "iso-31000-risk-mgt-std",
    "bcbs-principles-operational-resilience"
  ],
  "primary_citations_count": 7
}