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Regulation (EU) 2023/1114 Title IV - Electronic Money Tokens (EMT)

Title IV of the EU's Markets in Crypto-Assets (MiCA) regulation mandates that issuers of e-money tokens (EMTs) must be authorized as a credit institution…

What Regulation (EU) 2023/1114 Title IV - Electronic Money Tokens (EMT) requires

Title IV of the EU's Markets in Crypto-Assets (MiCA) regulation mandates that issuers of e-money tokens (EMTs) must be authorized as a credit institution or an electronic money institution. Per Articles 48 and 55, they must issue EMTs at par value upon receipt of funds and guarantee holders the right to redeem their tokens at any moment and at par value.

Pillar: Crypto & Sovereign Finance · Authority: European Parliament and the Council of the European Union · Version: 1.0.0 · Last updated:

Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1114

SHA-256 integrity: 2e4c9598e8802dc8f4bfe5aae0eac3341a61d2ee636d4f01701a1c6e8fa230b9

Primary Citations — 7 traced to source

  • Regulation (EU) 2023/1114, Article 48 - Authorisation to offer to the public or seek admission to trading of electronic money tokens
  • Regulation (EU) 2023/1114, Article 50 - Obligation to draw up a crypto-asset white paper for electronic money tokens

+ 5 more citations (full bibliography, deterministic workflow, actionable schema and crosswalks) included in the vault unlock — $0.01 via Skyfire / L402 / Direct Base USDC.

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