What Regulation (EU) 2023/1114 Title IV - Electronic Money Tokens (EMT) requires
Under Title IV of the EU's Markets in Crypto-Assets (MiCA) Regulation, issuers of e-money tokens (EMTs) must be authorized as either a credit institution or an electronic money institution. EMTs must be redeemable at par value on demand and be fully backed 1:1 by a reserve of assets denominated in a single official EU member state currency, with specific rules for custody and segregation of these reserves (Articles 48 & 54).
Pillar: Crypto & Sovereign Finance · Authority: European Parliament and the Council of the European Union · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32023R1114
SHA-256 integrity: 3c904feee33713773c3ce5423f3d87f9c1effb55e19f09b86424ee7d5bca754d
Primary Citations — 7 traced to source
- Regulation (EU) 2023/1114, Article 48 - Authorisation to offer to the public or seek admission to trading of e-money tokens
- Regulation (EU) 2023/1114, Article 50 - Prohibition of interest
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