What Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 requires
This directive establishes harmonised rules for creditworthiness assessment, pre-contractual information (ESIS), early repayment rights, and arrears management for consumer mortgage credit agreements related to residential real estate across EU Member States. It applies to lenders, intermediaries, and credit providers under Article 5 and Article 22.
Pillar: Construction & Real Estate · Authority: European Parliament and Council of the European Union · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32014L0017
SHA-256 integrity: 8ea0c32c6e506c38fc90b7a1c49ce3703b3474adb24a5ba085808c63c9a76d9e
Primary Citations — 6 traced to source
- Directive 2014/17/EU, Article 5 - Responsible lending and advertising
- Directive 2014/17/EU, Article 13 - Pre-contractual information (ESIS)
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