Bidda Sovereign Intelligence · 10,090 Verified Nodes · 39 Sovereign Pillars

EU Solvency II Directive 2009/138 - Insurance Capital Requirements and Risk-Based Supervision

Directive 2009/138/EC (Solvency II) establishes a risk-based capital framework for EU insurance and reinsurance undertakings, comprising three pillars:…

What EU Solvency II Directive 2009/138 - Insurance Capital Requirements and Risk-Based Supervision requires

Directive 2009/138/EC (Solvency II) establishes a risk-based capital framework for EU insurance and reinsurance undertakings, comprising three pillars: quantitative requirements (Pillar 1), governance and risk management (Pillar 2), and reporting and disclosure (Pillar 3). The 2023 Solvency II Review (Omnibus II) updated provisions for long-term guarantees, proportionality, and sustainability risk integration.

Pillar: Insurance & Risk · Authority: EUR-Lex - Official Journal of the European Union · Version: 1.0.0 · Last updated:

Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32009L0138

SHA-256 integrity: d624dd10a30e3786946b99273b73b0e0651011a28b856fdd1523f07ec0885e36

Primary Citations — 5 traced to source

  • {"title":"Directive 2009/138/EC - Solvency II","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32009L0138","section":"Arts. 42, 45, 51, 101, 112-129 - Key Functions, ORSA, SFCR, SCR, MCR, Internal Model"}
  • {"title":"Commission Delegated Regulation (EU) 2015/35 supplementing Solvency II","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32015R0035","section":"Arts. 104-210 - SCR standard formula; Annexes XIX-XX - RSR/SFCR templates"}

+ 3 more citations (full bibliography, deterministic workflow, actionable schema and crosswalks) included in the vault unlock — $0.01 via Skyfire / L402 / Direct Base USDC.

Access

⚠ Important: Human Verification Required

Bidda compliance nodes are reference intelligence, not legal advice. Every node must be reviewed by a qualified compliance professional or legal counsel before implementation in any enterprise workflow, regulated system, or compliance programme. See bidda.com/disclaimer for full terms.