What NAIC Risk-Based Capital for Health Organizations - Model Regulation (2023) requires
This model regulation requires U.S. health organizations, including insurers and HMOs, to calculate and maintain capital above a minimum formula-based threshold, known as the Risk-Based Capital (RBC) level. As specified in Section 4, failure to maintain capital above defined trigger points (e.g., Company Action Level) mandates specific corrective actions by the organization and potential regulatory intervention to ensure solvency.
Pillar: Insurance & Risk · Authority: National Association of Insurance Commissioners (NAIC) · Version: 1.0.0 · Last updated:
Primary source: https://content.naic.org/sites/default/files/model-law-315.pdf
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Primary Citations — 7 traced to source
- NAIC Risk-Based Capital for Health Organizations Model Regulation, Section 3 - RBC Reports
- NAIC Risk-Based Capital for Health Organizations Model Regulation, Section 4 - Company Action Level Event
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