Bidda Sovereign Intelligence · 10,085 Verified Nodes · 39 Sovereign Pillars

PCI DSS v4 Req 3 (Stored Data)

PCI DSS v4 Requirement 3 (Protect Stored Account Data) focuses on the security of the cardholder information residing on the persistent storage. it…

What PCI DSS v4 Req 3 (Stored Data) requires

PCI DSS v4 Requirement 3 (Protect Stored Account Data) focuses on the security of the cardholder information residing on the persistent storage. it mandates the prohibition of the 'Sensitive Authentication Data' (SAD) storage post-authorization and the requirement for the 'Primary Account Number' (PAN) to be the rendered unreadable through the strong encryption, the truncation, or the hashing.

Pillar: Cloud & SaaS · Authority: PCI Security Standards Council · Version: 1.1.0 · Last updated:

Primary source: https://www.pcisecuritystandards.org/document_library/

SHA-256 integrity: c0b9a728629d9a1a41c28e5e5096dfecdae604153736626051e032e108bdb17b

Primary Citations — 6 traced to source

  • {"citation_id":"GDPR_ART_32","authority":"European Union","citation":"General Data Protection Regulation (GDPR) - Article 32: Security of processing","relevance":"Mandates technical measures such as pseudonymisation and encryption of personal data, which directly aligns with PCI DSS requirements to render PAN unreadable."}
  • {"citation_id":"GDPR_ART_5_1_E","authority":"European Union","citation":"General Data Protection Regulation (GDPR) - Article 5(1)(e): Storage limitation","relevance":"Dictates that personal data should not be kept longer than necessary, mirroring the data retention and disposal requirements of PCI DSS 3.1."}

+ 4 more citations (full bibliography, deterministic workflow, actionable schema and crosswalks) included in the vault unlock — $0.01 via Skyfire / L402 / Direct Base USDC.

Access

⚠ Important: Human Verification Required

Bidda compliance nodes are reference intelligence, not legal advice. Every node must be reviewed by a qualified compliance professional or legal counsel before implementation in any enterprise workflow, regulated system, or compliance programme. See bidda.com/disclaimer for full terms.