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UK FCA Electronic Money Institutions (EMIs) and Payment Institutions - Payment Services Regulations 2017

The UK Payment Services Regulations 2017 (PSR 2017) and Electronic Money Regulations 2011 (EMR 2011) implement PSD2 and EMD2 in UK law, requiring payment…

What UK FCA Electronic Money Institutions (EMIs) and Payment Institutions - Payment Services Regulations 2017 requires

The UK Payment Services Regulations 2017 (PSR 2017) and Electronic Money Regulations 2011 (EMR 2011) implement PSD2 and EMD2 in UK law, requiring payment institutions and e-money institutions to be authorised by the FCA. Authorised EMIs must hold minimum capital of EUR 350,000 and safeguard customer funds either by holding them in segregated accounts or covering them with insurance. Payment institutions providing specified payment services must hold minimum capital of EUR 125,000-EUR 730,000 depending on services. FCA registration requires fit and proper management and robust governance.

Pillar: Crypto & Sovereign Finance · Authority: UK Financial Conduct Authority (FCA) · Version: 1.0.0 · Last updated:

Primary source: https://www.legislation.gov.uk/uksi/2017/752/contents/made

SHA-256 integrity: ef6a372de464549614e44767f7f094643f34117ef18940a06f397b38d4322447

Primary Citations — 5 traced to source

  • {"title":"Payment Services Regulations 2017 (SI 2017/752)","url":"https://www.legislation.gov.uk/uksi/2017/752/contents/made","section":"Regulation 7 (registration), Schedule 2 (payment services), Regulation 23 (safeguarding)"}
  • {"title":"Electronic Money Regulations 2011 (SI 2011/99)","url":"https://www.legislation.gov.uk/uksi/2011/99/contents/made","section":"Regulation 4 (authorisation), Regulation 19 (safeguarding requirements)"}

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