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Insurance Product Governance - General Insurance and Pure Protection: Target Market Identification, Product Approval Process, Stress Scenario Testing of Value, Distribution Strategy, Regular Review and Manufacturer Responsibility in Multi-Party Chains

This regulation requires UK insurance manufacturers to establish and maintain a product governance framework ensuring products are designed for a clearly…

What Insurance Product Governance - General Insurance and Pure Protection: Target Market Identification, Product Approval Process, Stress Scenario Testing of Value, Distribution Strategy, Regular Review and Manufacturer Responsibility in Multi-Party Chains requires

This regulation requires UK insurance manufacturers to establish and maintain a product governance framework ensuring products are designed for a clearly defined target market, approved via a formal process, and distributed appropriately. It applies to all firms manufacturing or distributing general insurance and pure protection products under Article 24 of the Insurance Distribution Directive (IDD) as transposed into UK law.

Pillar: Insurance & Risk · Authority: Financial Conduct Authority (FCA) · Version: 1.0.1 · Last updated:

Primary source: https://www.fca.org.uk/firms/insurance-distribution-directive

SHA-256 integrity: d08d2448d7fcd49259f4b46563a66c5d5c89e04d69615a3a055a6b361d5477a2

Primary Citations — 5 traced to source

  • Insurance Distribution Directive (IDD), https://www.fca.org.uk/firms/insurance-distribution-directive, Article 24, 2018
  • FCA Product Oversight and Governance (POG) Rules, https://www.fca.org.uk/firms/insurance-distribution-directive, SYSC 13B, 2023

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