What US Bank Secrecy Act (BSA) 31 CFR Chapter X - Financial Institution AML Programme Requirements: Suspicious Activity Reports (SARs), Currency Transaction Reports (CTRs), Customer Identification Programme and FBAR requires
The Bank Secrecy Act (BSA), codified under 31 CFR Chapter X, mandates that U.S. financial institutions establish comprehensive anti-money laundering (AML) programs to prevent financial crimes. This includes implementing a Customer Identification Program (CIP) under § 1020.220, filing Currency Transaction Reports (CTRs) for cash transactions over $10,000 per § 1010.311, and filing Suspicious Activity Reports (SARs) for transactions over $5,000 that suggest illegal activity per § 1020.320.
Pillar: Financial Crime, AML & Sanctions · Authority: Financial Crimes Enforcement Network (FinCEN), U.S. Department of the Treasury · Version: 1.0.0 · Last updated:
Primary source: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010
SHA-256 integrity: 939fca8b5999e24ab432eacaf7875e9e7e65589da97cea123ba1083318e7d0d3
Primary Citations — 7 traced to source
- 31 CFR § 1010.210 - Anti-money laundering programs
- 31 CFR § 1020.220 - Customer Identification Programs for banks, savings associations, credit unions, and certain non-federally regulated banks
+ 5 more citations (full bibliography, deterministic workflow, actionable schema and crosswalks) included in the vault unlock — $0.01 via Skyfire / L402 / Direct Base USDC.
Access
- Discovery (free): /api/v1/nodes/us-bank-secrecy-act-31-cfr-1010-aml.json — 6-field metadata
- Vault (full node): /api/v1/vault/nodes/us-bank-secrecy-act-31-cfr-1010-aml.json — full 13-key payload, $0.01 USDC (L402/Skyfire/Direct Base)
- Canonical URL: https://bidda.com/intelligence/us-bank-secrecy-act-31-cfr-1010-aml
- Back to registry: Browse all 10,090 compliance nodes