US Bank Secrecy Act - 31 CFR Part 1010 FinCEN AML Currency Transaction & SAR Reporting

What US Bank Secrecy Act - 31 CFR Part 1010 FinCEN AML Currency Transaction & SAR Reporting requires

The Bank Secrecy Act (31 USC 5311) requires financial institutions to file Currency Transaction Reports (CTRs) for cash transactions over $10,000, Suspicious Activity Reports (SARs) within 30 days of suspicious activity detection, implement AML programs, and maintain 5-year records - enforced by FinCEN with civil penalties up to $1 million per violation.

Pillar: Financial Crime, AML & Sanctions · Authority: US Financial Crimes Enforcement Network (FinCEN) · Version: 2.0 · Last updated: 2026-05-10

Primary source: https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1010

SHA-256 integrity: 0bce9dca8f4d7649b56a3c5cc28aae04817e212e744bd5c54f5fc3abef914228

Primary Citations — 5 traced to source

• Bank Secrecy Act - 31 USC 5311
• FinCEN BSA Regulations - 31 CFR Chapter X

+ 3 more citations (full bibliography, deterministic workflow, actionable schema and crosswalks) included in the vault unlock — $0.01 via Skyfire / L402 / Direct Base USDC.

Access

• Discovery (free): /api/v1/nodes/us-bank-secrecy-act-31-cfr-1010-fincen-aml-ctr.json — 6-field metadata
• Vault (full node): /api/v1/vault/nodes/us-bank-secrecy-act-31-cfr-1010-fincen-aml-ctr.json — full 13-key payload, $0.01 USDC (L402/Skyfire/Direct Base)
• Canonical URL: https://bidda.com/intelligence/us-bank-secrecy-act-31-cfr-1010-fincen-aml-ctr
• Back to registry: Browse all 10,099 compliance nodes