What US Bank Secrecy Act - 31 USC §§ 5311-5314 (Reports of Currency and Foreign Transactions) requires
The US Bank Secrecy Act at 31 USC 5311 to 5314 establishes the statutory framework for the federal anti-money laundering regime administered by FinCEN. The provisions declare the policy of reporting currency transactions, foreign financial accounts, and suspicious activity to help detect and prevent money laundering and other financial crimes. Implementing regulations are at 31 CFR Chapter X. Financial institutions, defined broadly to include banks, broker-dealers, money services businesses, casinos, and certain virtual asset providers, must establish AML programmes, file Currency Transaction Reports for cash transactions over 10,000 USD, file Suspicious Activity Reports, and report foreign bank accounts (FBAR). Non-compliance triggers civil and criminal penalties.
Pillar: Financial Crime, AML & Sanctions · Authority: US Congress / Treasury (FinCEN) · Version: 1.0.0 · Last updated:
Primary source: https://uscode.house.gov/view.xhtml?path=/prelim@title31/subtitle4/chapter53/subchapter2&edition=prelim
SHA-256 integrity: f71a365a0df83d1e75a3dab19f1208384df1f64dee3c7d3ff25cdfc8dda414c1
Primary Citations — 5 traced to source
- Title 31 United States Code Section 5311 declaration of purpose
- Title 31 United States Code Section 5312 definitions including financial institution
+ 3 more citations (full bibliography, deterministic workflow, actionable schema and crosswalks) included in the vault unlock — $0.01 via Skyfire / L402 / Direct Base USDC.
Access
- Discovery (free): /api/v1/nodes/us-bsa-31-usc-5311-5314-bank-secrecy-act.json — 6-field metadata
- Vault (full node): /api/v1/vault/nodes/us-bsa-31-usc-5311-5314-bank-secrecy-act.json — full 13-key payload, $0.01 USDC (L402/Skyfire/Direct Base)
- Canonical URL: https://bidda.com/intelligence/us-bsa-31-usc-5311-5314-bank-secrecy-act
- Back to registry: Browse all 10,085 compliance nodes