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US GENIUS Act 2025 - Stablecoin Regulatory Framework: Payment Stablecoin Issuer Authorisation (Federal/State), 1:1 Reserve Requirement, Permitted Reserve Assets, AML/BSA Obligations, Foreign Stablecoin Registration and Federal Reserve Emergency Powers

The US GENIUS Act 2025 requires all payment stablecoin issuers to obtain federal or state-level authorization, maintain 1:1 reserves in permitted assets…

What US GENIUS Act 2025 - Stablecoin Regulatory Framework: Payment Stablecoin Issuer Authorisation (Federal/State), 1:1 Reserve Requirement, Permitted Reserve Assets, AML/BSA Obligations, Foreign Stablecoin Registration and Federal Reserve Emergency Powers requires

The US GENIUS Act 2025 requires all payment stablecoin issuers to obtain federal or state-level authorization, maintain 1:1 reserves in permitted assets (Section 4(a)), comply with AML/BSA obligations (Section 7), and register foreign-issued stablecoins with the Treasury. It grants the Federal Reserve emergency intervention authority over systemic stablecoin arrangements (Section 12).

Pillar: Crypto & Sovereign Finance · Authority: United States Congress · Version: 1.0.0 · Last updated:

Primary source: https://www.congress.gov/bill/119th-congress/senate-bill/394

SHA-256 integrity: 4278219c8675f734b58f361724a3a6f75ac7c0d4f59ef86987fbcf7a5ac07042

Primary Citations — 5 traced to source

  • US GENIUS Act 2025, https://www.congress.gov/bill/119th-congress/senate-bill/394, Section 3(a), 2025
  • US GENIUS Act 2025, https://www.congress.gov/bill/119th-congress/senate-bill/394, Section 4(a), 2025

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