What US GENIUS Act Stablecoin Regulation (2025) - Payment Stablecoin Issuer Registration (Fed/OCC/State), 1:1 Reserve Requirements in US Treasuries/USD, Redemption Rights Within 1 Business Day and OFR Systemic Risk Oversight requires
This act requires US payment stablecoin issuers to register with a federal or state banking authority (Section 101), maintain 1:1 reserves consisting solely of US dollars or short-term US Treasuries (Section 201), and provide holders with redemption rights within one business day (Section 203). The Office of Financial Research (OFR) is granted oversight authority to monitor and mitigate systemic risks (Section 301).
Pillar: Crypto & Sovereign Finance · Authority: U.S. Congress · Version: 1.0.0 · Last updated:
Primary source: https://www.congress.gov/bill/119th-congress/senate-bill/394
SHA-256 integrity: 458022c736c1e61cd24ee560f5424bc4c145aa4d7253dac3a59998c17dbdaaed
Primary Citations — 5 traced to source
- US GENIUS Act (2025), Section 101 - Registration of Payment Stablecoin Issuers
- US GENIUS Act (2025), Section 201 - Reserve Asset Requirements
+ 3 more citations (full bibliography, deterministic workflow, actionable schema and crosswalks) included in the vault unlock — $0.01 via Skyfire / L402 / Direct Base USDC.
Access
- Discovery (free): /api/v1/nodes/us-genius-act-stablecoin-regulation-2025.json — 6-field metadata
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- Canonical URL: https://bidda.com/intelligence/us-genius-act-stablecoin-regulation-2025
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