What US McCarran-Ferguson Act 1945 - State Primacy in Insurance Regulation and Antitrust Exemption Framework requires
The McCarran-Ferguson Act establishes that the regulation of the business of insurance is primarily the responsibility of individual states, not the federal government. Under 15 U.S.C. § 1012(b), it grants a limited exemption from federal antitrust laws for activities that constitute the 'business of insurance,' are regulated by state law, and do not involve boycott, coercion, or intimidation.
Pillar: Insurance & Risk · Authority: United States Congress · Version: 1.0.0 · Last updated:
Primary source: https://www.law.cornell.edu/uscode/text/15
SHA-256 integrity: 82a213c121d5456198207f8f277c28c74e47455022d49673dd7bd17d882e32fa
Primary Citations — 8 traced to source
- 15 U.S. Code § 1011 - Declaration of policy
- 15 U.S. Code § 1012(a) - State regulation
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