What Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) requires
The Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) requires the National Flood Insurance Program (NFIP) to raise insurance rates to reflect true flood risk and phase out most subsidized premium rates to ensure the program's financial solvency. This applies to FEMA, NFIP-participating communities, and property owners in special flood hazard areas, as mandated by sections like Sec. 100205 (Rate Increases) and Sec. 100207 (Elimination of Subsidized Rates).
Pillar: Insurance & Risk · Authority: U.S. Congress / Federal Emergency Management Agency (FEMA) · Version: 1.0.0 · Last updated:
Primary source: https://www.congress.gov/bill/112th-congress/house-bill/4348/text
SHA-256 integrity: 866fcabaff89707ae6a44eb55c9bf6b7368d96959328f743a395d44731dc963f
Primary Citations — 6 traced to source
- Biggert-Waters Flood Insurance Reform Act of 2012, Pub. L. 112-141, Sec. 100205 - Rate increases
- Biggert-Waters Flood Insurance Reform Act of 2012, Pub. L. 112-141, Sec. 100207 - Elimination of subsidized rates
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