EU Deposit Guarantee Schemes Directive 2014/49/EU (DGSD)

What EU Deposit Guarantee Schemes Directive 2014/49/EU (DGSD) requires

Directive 2014/49/EU (DGSD) harmonises deposit guarantee schemes (DGS) across the EU - mandating €100,000 per depositor per institution coverage, 7-business-day payout deadlines (phased to 2024), target fund levels of 0.8% of covered deposits, and ex-ante funding collected from member institutions through risk-weighted contributions.

Pillar: Banking & Global Finance · Authority: European Parliament and Council of the European Union · Version: 1.1.0 · Last updated: 2022-12-19

Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32014L0049

SHA-256 integrity: f67088b1bae888a4e08655246734bd42d4fd0c4b14ae423e26aa7fb8cbe6c3e7

Primary Citations — 6 traced to source

• Article 6 — Article 6
• Article 8 — Article 8

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