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Directive 2014/65/EU on markets in financial instruments (MiFID II), Article 25: Assessment of suitability and appropriateness and reporting to clients

This article requires investment firms to assess the suitability or appropriateness of financial instruments and services for their clients, based on the…

What Directive 2014/65/EU on markets in financial instruments (MiFID II), Article 25: Assessment of suitability and appropriateness and reporting to clients requires

This article requires investment firms to assess the suitability or appropriateness of financial instruments and services for their clients, based on the client's knowledge, experience, financial situation, and objectives, and to provide adequate reports.

Pillar: Banking & Global Finance · Authority: European Securities and Markets Authority (ESMA) · Version: 1.0.0 · Last updated:

Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32014L0065

SHA-256 integrity: db56a04f6aba6066af16fee8f49dc3de6bbe4f64d98fcf0865b4592fa9c2df3e

Primary Citations — 7 traced to source

  • Article 25(2): When providing investment advice or portfolio management, the investment firm shall obtain the necessary information regarding the client's or potential client's knowledge and experience in the investment field relevant to the specific type of product or service, that person's financial situation including his ability to bear losses, and his investment objectives including his risk tolerance.
  • Article 25(3): When providing investment services other than those referred to in paragraph 2, Member States shall ensure that investment firms ask the client or potential client to provide information regarding that person's knowledge and experience in the investment field relevant to the specific type of product or service offered or demanded.

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