What Commission Delegated Regulation (EU) 2018/389 of 27 November 2017 supplementing Directive (EU) 2015/2366 with regard to regulatory technical standards for strong customer authentication and common and secure open standards of communication requires
The regulation mandates that every remote electronic payment must be protected by strong customer authentication (SCA) that dynamically links the authentication code to the transaction amount and payee (see paragraph (3)) and sets detailed security requirements for knowledge, possession and inherence elements (see paragraph (6)).
Pillar: Banking & Global Finance · Authority: European Commission · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32018R0389
SHA-256 integrity: a243127cf684b750c4aadc2a2808d8551984b3d5d1cce5ff272eacffba2a7f05
Primary Citations — 5 traced to source
- REGULATION (EU) 2018/389, paragraph (1) - requirement for strong customer authentication for remote electronic payments
- REGULATION (EU) 2018/389, paragraph (2) - obligation to document, test, evaluate and audit SCA measures
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