What DIRECTIVE (EU) 2015/2366 on payment services in the internal market - Article 64: Liability for unauthorised payment transactions requires
This article establishes the liability framework for payment service providers and users concerning unauthorized payment transactions, mandating provider refunds unless payer fraud or gross negligence can be proven.
Pillar: Banking & Global Finance · Authority: European Parliament and Council of the European Union · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32015L2366
SHA-256 integrity: 8bd04086595a593f8eb03dda5547c112af364ab49adffcdfcc11a9e288a1f1c8
Primary Citations — 6 traced to source
- Article 64(1): ...the payment service provider shall refund the payer the amount of the unauthorized payment transaction immediately...
- Article 64(2): The payer shall obtain rectification from the payment service provider only if they notify the provider without undue delay on becoming aware of any such transaction...
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