What DIRECTIVE (EU) 2015/2366 on payment services in the internal market - Article 65: Liability for Unauthorised Transactions requires
This article establishes the payer's limited liability for unauthorised payment transactions, capping it at a specified amount unless the payer acted fraudulently or with gross negligence, and outlines conditions under which the payer bears no liability.
Pillar: Banking & Global Finance · Authority: European Parliament and Council of the European Union · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32015L2366
SHA-256 integrity: 75efb55050efa820e2f8527a073b7b2e6ed07911426c10009aeac823e5c57c74
Primary Citations — 6 traced to source
- Article 65, paragraph 1: In the event of an unauthorised payment transaction, the payer's payment service provider shall refund the payer the amount of the unauthorised payment transaction immediately.
- Article 65, paragraph 1: The payer may be obliged to bear the losses relating to any unauthorised payment transactions, up to a maximum amount, resulting from the use of a lost or stolen payment instrument or from the misappropriation of a payment instrument.
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