What Directive (EU) 2015/2366 on payment services in the internal market - Article 67: Rules on access to payment account in the case of payment initiation services requires
This article establishes the rules for payment initiation service providers (PISPs), including the prohibition of holding payer funds, requirements for secure communication and data handling, and obligations not to alter transaction details.
Pillar: Banking & Global Finance · Authority: European Parliament and Council of the European Union · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32015L2366
SHA-256 integrity: 9a6bf81fd4538a1f21e2531c84fe18692c9c487178a3856a4363a806e4f4ec57
Primary Citations — 6 traced to source
- Article 67(3)(a): The payment initiation service provider shall not hold the payer's funds at any time in connection with the provision of the payment initiation service.
- Article 67(3)(b): The payment initiation service provider shall ensure that the personalised security credentials of the payment service user are not, with the exception of the user and the issuer of the personalised security credentials, accessible to other parties and that they are transmitted by the payment initiation service provider through safe and efficient channels.
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