What DIRECTIVE (EU) 2015/2366 on payment services in the internal market - Article 68: Rules on access to payment account in the case of payment initiation services requires
This article requires account servicing payment service providers to grant access to payment initiation service providers when a payer gives explicit consent, and it establishes specific security, data handling, and non-discrimination obligations for both parties.
Pillar: Banking & Global Finance · Authority: European Parliament and Council of the European Union · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32015L2366
SHA-256 integrity: ea207130c66e35bcd1da87dd56a6cf30f0669e869e7028a8a19ee2ba0c9a5149
Primary Citations — 6 traced to source
- Article 68(1): A Member State shall ensure that a payer has the right to use a payment initiation service provider to obtain payment initiation services as referred to in point (7) of Annex I. The right to use a payment initiation service provider shall not apply where the payment account is not accessible online.
- Article 68(3)(a): The payment initiation service provider shall: not hold the payer's funds at any time in connection with the provision of the payment initiation service;
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