What DIRECTIVE (EU) 2015/2366 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 25 November 2015 on payment services in the internal market - Article 73: Value Date and Availability of Funds requires
This article mandates that payment service providers apply specific value dates for crediting and debiting accounts and ensure funds are made available to the payee immediately after being credited to the provider's account.
Pillar: Banking & Global Finance · Authority: European Parliament and Council of the European Union · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32015L2366
SHA-256 integrity: ce36f89d112afdfde0a37512e90156ca90039e5e8f8b96ed7126938721806fc4
Primary Citations — 6 traced to source
- Article 73(1): The value date for crediting the payee's payment account shall be no later than the business day on which the amount of the payment transaction is credited to the payee's payment service provider's account.
- Article 73(1): The payee's payment service provider shall ensure that the amount of the payment transaction is at the payee's disposal immediately after that amount is credited to the payee's payment service provider's account.
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