What Directive (EU) 2015/2366 on payment services in the internal market - Article 89: Access to payment accounts in the case of payment initiation services requires
This article requires account servicing payment service providers to grant access to payment initiation service providers when a payer gives explicit consent, and outlines the specific security, data handling, and communication obligations for payment initiation service providers.
Pillar: Banking & Global Finance · Authority: European Parliament and Council of the European Union · Version: 1.0.0 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32015L2366
SHA-256 integrity: 23c0d449e27da079dae0259e57cb220be5d8de61fd5538fb6de348f5b4ad2108
Primary Citations — 6 traced to source
- Article 89, paragraph 1: Member States shall ensure that a payer has the right to use a payment initiation service provider to obtain payment initiation services as referred to in point (7) of Annex I. The right to use a payment initiation service provider shall not apply where the payment account is not accessible online.
- Article 89, paragraph 2: When the payer gives its explicit consent for a payment to be executed in accordance with Article 64, the account servicing payment service provider shall perform the actions required of it under this Article to ensure the payer's right to use the payment initiation service.
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