What PSD2 SCA (Payments) requires
PSD2 Strong Customer Authentication (SCA) (Directive 2015/2366) is the mandatory security standard for electronic payments in Europe. it requires a multifactor authentication process based on 'Knowledge' (something only the user knows), 'Possession' (something only the user has), and 'Inherence' (something the user is), with the specific requirement for the 'Dynamic Linking' to prevent the tampering during the payment initiation.
Pillar: Banking & Global Finance · Authority: European Parliament and the Council of the European Union · Version: 1.1.0 · Last updated:
Primary source: https://eur-lex.europa.eu/eli/dir/2015/2366/oj
SHA-256 integrity: 0310722af91270e7dbd47a7ad4607a288c863ea3e9906aa9b8dddef8117b15a1
Primary Citations — 7 traced to source
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