What 12 CFR Part 1002 - Equal Credit Opportunity Act (Regulation B) requires
CFPB Regulation B implements the Equal Credit Opportunity Act, prohibiting creditors from discriminating against an applicant on a prohibited basis in any aspect of a credit transaction, restricting the information a creditor may request, requiring notification of action taken with a statement of specific reasons for adverse action, requiring monitoring information for dwelling-secured applications, mandating that applicants receive copies of appraisals, and requiring retention of records.
Pillar: Banking & Global Finance · Authority: Consumer Financial Protection Bureau (CFPB) · Version: 1.0.0 · Last updated:
Primary source: https://www.ecfr.gov/current/title-12/chapter-X/part-1002
SHA-256 integrity: 49fc1bd2f49f7edb552f4f9cec306926478406f165823a2b9f50067171b8fc8f
Primary Citations — 8 traced to source
- § 1002.4: General rules.
- § 1002.5: Rules concerning requests for information.
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