What US Credit Repair Organizations Act (15 USC 1679) - Consumer Protection for Credit Repair Services requires
The Credit Repair Organizations Act prohibits credit repair organizations from making untrue or misleading statements about consumer credit standing or capacity to creditors or consumer reporting agencies, prohibits advance payment for services before they are fully performed, requires a written contract signed by the consumer specifying services and price, provides a three-day cancellation right with the cancellation notice as a separate document, and mandates a statutory disclosure entitled Consumer Credit File Rights Under State and Federal Law to be provided to the consumer before any contract is signed.
Pillar: Banking & Global Finance · Authority: United States Congress (Government Publishing Office) · Version: 1.0.0 · Last updated:
Primary source: https://www.govinfo.gov/link/uscode/15/1679
SHA-256 integrity: b17828da4b2dcb166ec2ddbeb63c94b4870831af232196918714cc3972f14c37
Primary Citations — 8 traced to source
- Credit Repair Organizations Act 15 USC 1679 prohibited practices https://www.law.cornell.edu/uscode/text/15/1679
- 15 USC 1679a definitions for credit repair organizations https://www.law.cornell.edu/uscode/text/15/1679a
+ 6 more citations (full bibliography, deterministic workflow, actionable schema and crosswalks) included in the vault unlock — $0.01 via Skyfire / L402 / Direct Base USDC.
Access
- Discovery (free): /api/v1/nodes/us-credit-repair-organizations-act-15-usc-1679.json — 6-field metadata
- Vault (full node): /api/v1/vault/nodes/us-credit-repair-organizations-act-15-usc-1679.json — full 13-key payload, $0.01 USDC (L402/Skyfire/Direct Base)
- Canonical URL: https://bidda.com/intelligence/us-credit-repair-organizations-act-15-usc-1679
- Back to registry: Browse all 10,131 compliance nodes