What EU Interchange Fees Regulation 2015/751 - 0.2%/0.3% Interchange Fee Caps requires
Regulation (EU) 2015/751 caps interchange fees for consumer card-based payment transactions: 0.2% of transaction value for debit cards and 0.3% for credit cards. It prohibits unilateral limitations on acquirer geographic licensing and mandates co-badging on payment cards. Commercial card interchange fees are not capped. Three-party schemes processing <0.1% of total EU payment volume are temporarily exempt.
Pillar: Banking & Global Finance · Authority: European Parliament and Council of the European Union · Version: 1.0.1 · Last updated:
Primary source: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32015R0751
SHA-256 integrity: b2f89e009b385b0076537ec80f99019ceebd8f59c04622126d11afcd04b004a1
Primary Citations — 5 traced to source
- Arts 1-10 (scope, caps, co-badging, licensing, separation) — Regulation (EU) 2015/751 of the European Parliament and of the Council on interchange fees for card-based payment transactions
- Assessment of IFR effectiveness and commercial card exemption — European Commission Review Report on Interchange Fees Regulation - 2020
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