What US NFIP National Flood Insurance Program - Policy Coverage, Mandatory Purchase Requirements and Community Rating System requires
The National Flood Insurance Program (NFIP) requires the mandatory purchase of flood insurance for properties located in Special Flood Hazard Areas (SFHAs) that have federally backed mortgages, as mandated by the Flood Disaster Protection Act of 1973. The program also offers reduced insurance premiums for communities participating in the Community Rating System (CRS) by exceeding minimum floodplain management requirements.
Pillar: Banking & Global Finance · Authority: Federal Emergency Management Agency (FEMA) · Version: 1.0.0 · Last updated:
Primary source: https://www.fema.gov/flood-insurance
SHA-256 integrity: 7af05bfa7d1ebef3fa5260decf7d3f6c30e0b7f9a55524a7600b879195e6e30d
Primary Citations — 7 traced to source
- Flood Disaster Protection Act of 1973, Public Law 93-234
- 42 U.S.C. § 4012a - Requirement for flood insurance
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