Terrorism Risk Insurance Act of 2002 (TRIA): Federal Backstop, Mandatory Offer Requirements and Programme Trigger Thresholds

What Terrorism Risk Insurance Act of 2002 (TRIA): Federal Backstop, Mandatory Offer Requirements and Programme Trigger Thresholds requires

This U.S. federal law requires commercial property and casualty insurers to offer terrorism risk insurance to their policyholders and establishes a federal backstop program to share losses from certified acts of terrorism, as mandated by Section 103(c) of the Act.

Pillar: Banking & Global Finance · Authority: U.S. Department of the Treasury · Version: 1.0.0 · Last updated: 2026-04-18

Primary source: https://home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/federal-insurance-office/terrorism-risk-insurance-program

SHA-256 integrity: bbb7f6e7c131dcfc6f705efec1d157352f2135ba6dfa083ae0995da0c883f5f3

Primary Citations — 7 traced to source

• Terrorism Risk Insurance Act of 2002, Pub. L. 107-297, Section 102(1) - Definition of Act of Terrorism
• Terrorism Risk Insurance Act of 2002, Pub. L. 107-297, Section 103(c) - Mandatory Availability

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